Insurance Dispute Lawyer

Foley & Small represents persons injured or who have suffered other losses, such as property and fire loss claims, who have had claims wrongfully denied by an insurance company. These disputes can arise under car, homeowners, business liability and other insurance policies. An insurance company is under a duty to act in good faith toward its insured and an improper denial of coverage can result in claims of bad faith and unfair claims handling.

Typical Insurance Coverage Disputes

Insurance disputes typically arise involving one of two issues. The first concerns the interpretation of the language found in the insurance policy. The insurance company or the insurance industry writes insurance policies. Insurance companies all too often will interpret these policies in a way to restrict coverage denying the claim of the insured. Insurance policy interpretation can be complicated. It often seems that insurance policies are written so that no normal person can understand them. In addition, there has been much litigation in the courts involving the interpretation of insurance policies and this case law can be dispositive in determining whether a claim under a policy should be paid. As for the fact investigation and presentation of a claim disputes. The second area where insurance disputes often arise involves factual questions concerning the event giving rise to the insurance claim. A classic example involves fire loss claims where the insurer denies the claim asserting the insured committed arson. Foley & Small can provide great assistance in the investigation, including obtaining witness statements, conducting site inspections and undertaking incident reconstructions with the assistance of expert witnesses.

Foley & Small Can Help

If an insurance company improperly denies your claim or offers an insufficient amount in payment for your loss, Foley & Small can represent you and your family to obtain the coverage to which you're entitled, especially in light of the premiums you paid for that coverage. Representing yourself without an attorney in such cases can be problematic. The lack of familiarity with insurance policies, the case law interpreting those policies and the factual investigation and presentation necessary can all result in your claim being denied by a court or other adjudicative body.

At Foley and Small, your initial visit is without cost. If we are able to undertake your case, we will do so based upon a contingent fee agreement. We will only be paid a fee if we recover for you and that fee will be paid from the recovery obtained. Foley and Small will also up front the cost of the litigation expenses. Those expenses are reimbursed to Foley & Small at their actual cost and only from any recovery obtained in your case.

If Foley & Small to be of help to you and your family regarding an insurance dispute, please contact us by clicking on the link at the top right of this page for a live chat with a member of our staff or email us from our Contact page. You can also call us at 800-276-2525.